Many travel rewards credit cards partner with one airline. How does the Chase Sapphire Preferred credit card work? Basically, treat your credit card like a debit card. When you're working to earn credit card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. Keep in mind that we're focusing on the rewards and perks that make these credit cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. If you're a traveler who's been wondering if this card makes sense for you, here are some examples of how you can put the bonus of 60,000 points to use for free flights. This sign-up bonus is only available to new Chase Sapphire Preferred members and people who haven't received a membership bonus for at least 48 months. You still have to pay off $4,000 within the first few months the main difference is that the $95 annual fee is no longer waived for the first year.

50,000 points was already more than many competing cards offered, but Chase upped its sign-up bonus to 80,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.

By clicking ‘Sign up’, you agree to receive marketing emails from InsiderĪs well as other partner offers and accept ourįor years, the Chase Sapphire Preferred card offered new users 50,000 points, provided they spend and pay off at least $4,000 within the first three months of owning the card.

Sapphire premiere pro free